Care And Control Of Your Mobile Device, TD Wheels App And User Information. 5. All products contain risk. It's that simple. The correspondent bank may also require the use of an intermediary financial institution. If you request a dealership to contact you, the TD Wheels App will provide your contact information and vehicle selection to the dealership so it can schedule an appointment with you so you can learn more about the vehicle and related TDAF financing offers. Has oversight responsibility of TD Wealth Branch daily operations, relationship managers and administrative support staff. It is not possible to invest directly in an index. TD will not accept an Item that is payable to someone else and endorsed over to you; You will not use TD Mobile Deposit to deposit Items: which contain an alteration on the front (including an alteration to the MICR information), or which you know or suspect, or should know or suspect, are fraudulent; that are postdated or dated more than 6 months prior to the date of deposit; or. However, the Wallet Provider is responsible for the security of information that you provide to it or that is stored in the Wallet. 84 monthly payments required. You acknowledge that once this mobile device ("Device") is enabled with Biometrics for the TD app, any Biometric data stored on the Device can be used to access your TD accounts and information available through the TD apps and any apps offered by TD which you access using your TD app login credentials ("TD App") . © LSE Group 2020. You may terminate your participation in the Program at any time by calling us at 1-866-223-1030. TD does not guarantee the accuracy, completeness, timeliness, or reliability of any of the information or materials on the TD Wheels App. You acknowledge that these Terms are between you and TD and not with the app store provider (i.e. Your personal information may also be accessed, used, and disclosed for regulatory purposes, in response to valid demands or requests from governments, regulators, courts and law enforcement authorities in those jurisdictions or countries or as otherwise required by law. Google Inc. or Apple Inc.). Solactive AG uses its best efforts to ensure that the Index is calculated correctly. Executes client transactions at the direction of the Investment Advisor. For the purposes of TD Mobile Deposit, TD will collect your mobile device identification number (IMEI) (depending on your Mobile Device), IP address, and other information arising from your use of TD Mobile Deposit, including information on the cheque (collectively called "Data"). Indexes are unmanaged and their returns include reinvestment of dividends, if applicable, but do not include any sales charges or fees as such costs would lower performance. May interact directly with clients to help answer their questions or resolve issues. If we upgrade, update or modify the App (including bug fixes, patches and new versions provided to you, the “Modifications”), you may be required to promptly install and use the Modifications in order for you to be able to continue to access and use the App. If TD receives the Images on or before 11:59 p.m. (EST) on a business day, we will consider that day to be the ", When you make a deposit through TD Mobile Deposit, the funds will be posted to your account on the Deposit Date, but availability and access to the funds is subject to TD's Hold Funds Policy available at. TD Energy Fund merged into TD Resource Fund on April 22, 2016. There can be no assurances that a money market fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment will be returned to you. The Program is completely voluntary and allows you to download and use the App on your mobile device, which will collect Data that will be analyzed together with additional information as set out in Section 3 (Privacy) in order to provide a driving score which may entitle the Named Insured(s) to a Policy premium discount based on the driving score, subject to these Terms. For a more detailed overview of our complaint handling process, please visit us at www.tdautofinance.ca. We Can Block, Suspend, or Cancel Your Use of a Payment Card. The Dealership is not permitted to make any representations or warranties that are inconsistent with the written terms and conditions of any agreement with us. TD can terminate this license at any time and with or without any reason. The App will also collect all Data that identifies a movement with the mobile device, including when you walk. Monthly payment and cost of borrowing will vary depending on the actual amount borrowed, the down payment and/or trade-in. 8. You may review and print the most current version of the Terms available by accessing the Terms from https://www.td.com/to-our-customers/. SECTION 2. Past performance may not be repeated. It is not possible to invest directly in an index. We encourage you to visit the FAQ for more information on how to change your operating system settings. 7250 Mile End Rd, 7th Floor The TD Auto Finance Privacy Agreement must be read together with our Privacy Code. In compliance with the Bank Act Support Orders and Support Provisions (Banks and Authorized Foreign Banks) Regulations and the Trust and For example, this tool will help you keep track of your average or typical monthly spend and will categorize your spend (i.e. You are responsible for all deposits completed through TD Mobile Deposit on your Mobile Device. TD For Me will retain and use this geo-location information for analytic and marketing purposes. Vancouver, British Columbia Neither publication of the Index by Solactive AG nor the licensing of the Index or any trade mark(s) associated with the Index for the purpose of use in connection with the Fund constitutes a recommendation by Solactive AG to invest capital in said Fund nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in the Fund. You are responsible for the care and control of your mobile device and if applicable, password, passcode and verification questions and answers ("User Information"). Neither publication of the Index by Solactive AG nor the licensing of the Index or any trade mark(s) associated with the Index for the purpose of use in connection with the Fund constitutes a recommendation by Solactive AG to invest capital in said Fund nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in the Fund. "Participating Driver(s)" means any Insured Person who has downloaded and activated the App on his/her mobile device within 15 days from the Enrollment Date. TD Bank may charge a fee for the provision of TD Mobile Deposit if we provide you with advance notice required in accordance with applicable laws. Except as expressly provided in these Terms, no part of the App or Content may be copied, reproduced, sold, rented, leased, lent, redistributed, sublicensed, republished, reposted or otherwise distributed for public or commercial use. You can make deposits to an eligible TD deposit account (", The terms of the agreements that you entered into or may enter into with TD for your Account(s) (as such agreements are amended or replaced by TD from time to time, ". Neither publication of the Solactive AG Indices by Solactive AG nor the licensing of the Solactive AG Indices or any trade mark(s) associated with the Solactive AG Indices for the purpose of use in connection with the TD Index ETFs constitutes a recommendation by Solactive AG to invest capital in said TD Index ETFs nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in the TD Index ETFs. When you notify us, we will restrict access to TD Mobile Deposit. In order to participate and maintain your eligibility to participate in the Program, you must meet and maintain the following minimum eligibility requirements: At any time, for the Policy to benefit on the date of the next Policy renewal from a potential automobile insurance discount based on your driving score under the Program, it is required that: If you do not meet these conditions, the Policy will not be eligible for any Program discount that might otherwise apply by reason of your driving score on the date of the next Policy renewal. We are committed to respecting the privacy of your information and we will not collect, use or disclose your information in a manner that is inconsistent with the TD Privacy Agreement, TD Privacy Code or TD Mobile Apps Privacy Code (which may be updated from time to time), available at https://www.td.com/privacy-and-security/privacy-and-security/index.jsp. There is no assurance that investment products based on the S&P/TSX Composite Index will accurately track index performance or provide positive investment returns. Develops business within a geographical area. No advice is permitted. Effective December 15, 2011, TD Asset Management Inc. became the sole portfolio adviser for the TD Balanced Income Fund. You agree that you will not enable Biometrics on your Device for TD App if: (a) there is any Biometric data, other than your own, stored on your Device; (b) if you share your Device with any other individuals; or. Products and services of TDAM are only offered in jurisdictions where they may be lawfully offered for sale. S&P DOW JONES INDICES MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY TDAM, OWNERS OF THE FUND, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE DOW JONES INDUSTRIAL AVERAGE OR WITH RESPECT TO ANY DATA RELATED THERETO. S&P DOW JONES INDICES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. Provides a professional level of client service, sales and administrative support to the Investment Advisor. It is your responsibility to determine if your mobile device provider, wireless service carrier or Internet service provider supports the TD Companion App and if your mobile device is capable of accessing the Internet. TD Prepaid Services represents the funeral and cemetery deposit and trust services offered by The Canada Trust Company, Member of Canada Deposit Insurance Corporation. 2) The trailing commission is an ongoing commission. Inclusion of a security within an index is not a recommendation by S&P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice. If we modify these Terms, we will provide notice of the modifications to you within the App and will request your agreement with these modified Terms. The LSE Group does not accept any liability whatsoever to any person arising out of (a) the use of, reliance on or any error in the Index or (b) investment in or operation of the Fund. You also agree that TD may use the email address provided to send you security notifications related to your account or the account you are authorized to access. TD, the Third-Party Transfer Services Provider, the Sender Parties, the Intermediaries or the Receiver Parties may hold, block or reject, as applicable, a request to send a Money Transfer because of: (i) inaccurate information detected in a Money Transfer; (ii) legal or regulatory requirements in Canada or abroad, including economic sanctions; (iii) fraud, risk or compliance policies and procedures; or (iv) other reasonable grounds from time to time. Please read the Fund Facts carefully before investing. This information is not to be construed as an offer to sell or a solicitation to buy any securities in the United States of America or the territories or possessions thereof. 18. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE CORPORATIONS HAVE ANY LIABILITY FOR ANY LOST PROFITS OR SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. 1.5 Why is providing accurate information important? Both are wholly owned subsidiaries of The Toronto Dominion Bank. THE MSCI INDEXES ARE THE EXCLUSIVE PROPERTY OF MSCI. TDI DOES NOT WARRANT THAT THE FUNCTIONALITY OR OPERATION OF THE APP WILL BE SECURE, UNINTERRUPTED OR FREE FROM ERROR, THAT ANY DEFECTS IN THE APP WILL BE CORRECTED, OR THAT THE APP OR THE SERVER(S) THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL CONDITIONS OR COMPONENTS. Regulatory restrictions limit publishing performance returns for funds or portfolios with a history of less than one year. We may take these actions at any time and for any reason without notice or liability to you, such as if we suspect fraud with your Payment Card or Account, if you have an overdue or negative balance on your Account, if directed to do so by the Wallet Provider, a regulator, or the applicable payment card network associated with your Payment Card (such as Visa, MasterCard or Interac), if use of the Payment Card in the Wallet would interfere with, degrade the performance of, or adversely affect any products, services or software of TD Bank or others, or if applicable laws change or where otherwise required by applicable law. On October 25, 2019 the TD Balanced Income Fund merged with the TD Diversified Monthly Income Fund. You understand that your use of the Wallet will also be subject to agreements or terms of use with the relevant Wallet provider ("Wallet Provider") or other third parties such as wireless companies or data service providers ("Other Third Parties"). You must contact the selected dealership to see if you qualify and for complete and up-to-date details of current purchase financing offers. Neither S&P Dow Jones Indices nor TSX Inc., make any representation or warranty, express or implied, to the owners of the Fund or any member of the public regarding the advisability of investing in securities generally or in the Fund particularly or the ability of the S&P/TSX Composite Index to track general market performance. Standard & Poor’s®, S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones®, Dow Jones Industrial Average® and DJIA® are registered trademarks of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by The Toronto-Dominion Bank. As of Jan 31, 2021, VEQT has a 1 year return of +10.91% and a +13.31% return since inception. You agree to notify TD at once if you suspect your Device is lost or stolen. "TD Insurance", "TDI", "we" and "us" refer to whichever one of the following companies is your insurer under the Policy to which these Terms apply: All of these companies are subsidiaries of The Toronto-Dominion Bank and members of TD Bank Group. The terms of each account agreement and other agreements that apply to your Payment Card and Account including any amendments (collectively, your “Account Agreement”) supplement these Terms. These Terms do not modify any other agreement you may have with TD. TD Bank, America’s Most Convenient Bank means TD Bank, N.A. TD Companion App will collect and use your information as follows: Please see our Mobile Apps Privacy Code available at http://www.td.com/privacy-and-security/privacy-and-security/our-privacy-commitments/td-privacy-code/privacy.jsp#m for more information about how we handle the information we obtain from you when you use the TD Companion App. Representative Example 2: $30,000 financed at 5.99% annual percentage rate equals $579.84 monthly payment for 60 months. FURTHER, NONE OF THE MSCI PARTIES HAS ANY OBLIGATION OR LIABILITY TO THE ISSUER OR THE UNITHOLDERS OF THE FUND OR ANY OTHER PERSON OR ENTITY IN CONNECTION WITH THE ADMINISTRATION, MARKETING OR OFFERING OF THE FUND. An Insured Person's "Enrollment Date" means the date a Named Insured calls TDI and confirms the intended participation of the Insured Persons in the Program. Prior to joining Starlight Capital, Halcyon held a leadership role as Director, Fund Administration and Client Service at Sentry Investments. Solactive AG uses its best efforts to ensure that the Index is calculated correctly. The applicability of a Program discount will be confirmed in the Policy renewal documents sent to the Named insured(s). Qtrade is a Canadian stockbroker founded in 2000. The terms of the agreements that you entered into or may enter into with TD for your TD account(s) or other products or services (as such agreements are amended or replaced by TD from time to time, the "TD Agreements") also apply to your use of the TD Wheels App. As a result of this change, Martin Currie Inc. was removed as the fund's sub-adviser and TD Asset Management Inc. assumed full portfolio management responsibilities of the fund. "Dealership" means (the supplier of goods and/or services to you) the dealer who receives any Information about you from TD Wheels. By clicking the "I agree" button below or by using TD For Me, you are taken to have read and agreed to the Privacy Consent and the Terms and Conditions below. You are solely responsible for: (i) acquiring any hardware, device, wireless or Internet access required for you to use TD Mobile Deposit; and (ii) any fees or other charges imposed by your Mobile Device provider, wireless services carrier or Internet service provider. You may not use the Application for any purpose that is illegal, fraudulent or infringes another person’s rights. C1A 7L3, Québec In addition, the Wallet Provider or Other Third Parties may charge you service fees when you use your Device or the Wallet. The S&P 500 Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by The Toronto-Dominion Bank. Interac and the Interac logo are Trade-Marks of Interac Inc., TD Canada Trust, authorized user of the Trade-Marks. If you attempt to make a deposit in excess of the limits set by TD, we may reject your deposit. Neither publication of the Index by Solactive AG nor the licensing of the Index or any trade mark(s) associated with the Index for the purpose of use in connection with the TD ETF constitutes a recommendation by Solactive AG to invest capital in said TD ETF nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this TD ETF. You agree to comply with all applicable laws and regulations of Canada and other countries ("Laws") when using the App. You are not required to install TD MySpend to use Clari. The indicated rate of return for each money market fund is an annualized historical yield based on the seven-day period ended as indicated and annualized in the case of effective yield by compounding the seven day return and does not represent an actual one year return. TDI may suspend, cancel, block access to, or use of, the App if you fail to meet the Eligibility Requirements set out in Section 4.2 at any time during the Trial Period, without penalty and without notice to you. It is not possible to invest directly in an index. Whitehorse, YT You are granted a limited, revocable, royalty-free, non-transferable, non-exclusive license to use the TD Companion App on a mobile device that you own or control. If you want to add a Payment Card to the Wallet, you must follow the procedures adopted by the Wallet Provider and any further procedures we adopt. the , . Important note: Data collected during the Trial Period will be reset when you enroll as a TDI client and will not be used in the calculation of your potential premium discounts. For the purposes of locating a dealer and providing you rates within your province, the App will collect information you provide to us including geolocation (if enabled on your device). URL List.txt - Free ebook download as Text File (.txt), PDF File (.pdf) or read book online for free. No further distribution of data from the LSE Group is permitted without the relevant LSE Group company’s express written consent. Actual payments, rates and other terms may vary. You further agree to comply with any requirements, restrictions or limitations provided by a third party (including the app store provider, your Mobile Device provider or your wireless services carrier) relating to your use of the Application. ETFs are not guaranteed, their values change frequently and past performance may not be repeated. Your removal from the Program will not impact any other terms of the Policy; only the Program discounts (if any) will be removed. Please note that your loan information will continue to be shared in order to administer the loan programs. "Prime Rate" means the annual interest rate established and reported by TD to the Bank of Canada from time to time as a reference rate of interest for determination of interest rates TD charges to customers of varying degrees of creditworthiness in Canada for Canadian dollar loans made by TD in Canada. These titles do not indicate that an Investment Advisor is a corporate officer of TD Waterhouse Canada Inc. TD will use the Information you provide, for the purpose of verifying your identity and to obtain your consumer credit bureau report as described below. Eventually sold Resource fund and reset the performance of the Third-Party Transfer service Providers through TD Mobile Deposit Data! Will have to pay capital gains from the Wallet by following the Wallet, you must take reasonable steps safeguard! Deemed attributable to you, patches and new versions provided to you savings goals any and. 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